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Welcome to Jolie Powell'sPort Jefferson, Stony Brook, Miller Place and Long Island Real Estate Website

Welcome to Port Jefferson Long Island Real Estate. Jolie Powell Realty specializes in the North Shore communities of Setauket, Stony Brook, Mt. Sinai, Miller Place, Sound Beach, Rocky Point, Port Jefferson Station. From Smithtown thru Shoreham Wading River.

Our Team will make your home search easier for you. Whether you are a longtime resident of many of the North Shore communities, and thinking of downsizing or moving up, or a new buyer relocating into one of our beautiful hamlets like Belle Terre, Old Field, Head of the Harbor, Nissequogue, Poquott, or Strongs Neck.

We will help you get the best value on the market! We are here to make your home search easier. New listings come on the market daily with the best homes selling quickly. Allow us to put together a customized list of homes just for you! Please fill out the form below for your personalized list!

We offer you valuable local real estate information to help you achieve your lifestyle goals.

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Port Jefferson Real Estate

We are proud of these communities in which we continue to serve... since 1987. It's Beauty, Culture, History, Recreation, Main St, and Harbor makes it a perfect destination for day visitors or lifetime residence.

Residents & tourists enjoy private beaches, golf, tennis, marinas, theatre, museums, shops, skating rink, art galleries, fishing, film festivals, farmer's market, auctions, fine dining and many educational events offered by the State University at Stony Brook, the Greater Port Jefferson Chamber of Commerce, Port Jefferson's Historical Society, Economic Development, and the Greater Brookhaven Arts Council.

Public Transportation inculdes the Port Jefferson/Bridgeport Ferry, Long Island Railroad, buses and a 20 minute drive to LI's Islip Airport.

With three fine hospitals; Stony Brook University Hospital, St. Charles and Mather Memorial, Port Jefferson and Stony Brook play a prominent role in Long Island's Medical Community.

Our educational institutions include Stony Brook University, the Three Village School District, the Stony Brook School, the Knox School, the Laurel Hill School, the Port Jefferson School District, Suffolk Community College.

We welcome the opportunity to represent you as a client or serve you as a customer and we pledge to uphold our longstanding commitment to excellence.

Jolie Powell
Broker

School Reports in Port Jefferson, Stony Brook, Miller Place and Long Island, New York

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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New York Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Port Jefferson, Stony Brook, Miller Place and Long Island

Financing Your Home >ARMs

Here is a tip for those who are shopping for Adjustable Rate Mortgages (ARMs): the "margin" is almost as important as the initial rate. The margin is the percentage point above the average yields for Treasury notes on which future rate adjustments will be calculated.

Let's compare two hypothetical one-year ARMs. The first may have an initial interest rate of 7% with a 2.5 margin, while the second begins at 6 7/8% with a 2.75 margin. Both loans have rate caps of 2%. Suppose that at the end of the first year of the loan, the average of the one-year Treasury note yield has been 5 1/2%. For each loan, the lenders will add the margin to that 5 1/2% average yield. Thus the interest rate for first loan would increase from 7% to 8%, and the second would go from 6 7/8% to 8 1/4%. While the first ARM had a slightly higher initial rate, it will have lower rates in subsequent years, unless the Treasury note rates increase enough to activate the annual caps on the amount of the increase. There is a wide variance among margins in ARMs offered by competing lenders, and this should be a factor when you decide on your loan.

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Q	What U.S. state is home to the world's richest woman?
A	Alice Walton, daughter of WalMart's founder and heiress to $16.5 billion, lives on a ranch in the state of Texas.
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Jolie Powell, REALTOR®, real estate agent and broker for Port Jefferson, Stony Brook, Miller Place and Long Island, New York home listings, property and land for sale - NUMBER1EXPERT

Jolie Powell
CIPS, E-PRO, SRES, CBR, TRC
Jolie Powell Realty
406 Main Street
Port Jefferson, NY 11777
Mobile: 631-774-2528
Fax: 631-473-7959
Office: 631-473-0420
JoliePowell@NUMBER1EXPERT.com

Jolie Powell has been a distinguished leader in the Real Estate industry since 1987. Prior to entering the world of Real Estate, Jolie had a successful career in advertising in Manhattan, New York. Always working to be at the top of her profession, Jolie has received her Certified International Property Specialist (CIPS) designation, Certified Buyer Representative (CBR) and Senior Real Estate Specialist (SRES) designations. Jolie also serves as Director of the Multiple Listing Service of Long Island and now elected as Zone Chairperson for the MLS. Jolie’s expertise in counseling buyers and sellers brings people together from Long Island and, indeed, from all over the world. Having lived abroad and traveled extensively, Jolie has an excellent understanding of many cultures. As a Cuban-born American, Jolie is fluent in Spanish and communicates well with domestic and international clients, as well as professionals in other fields. Jolie is proud of the high level of trust she and her clients have established and she looks forward to continue building exceptional client broker relationships. Proudly selling homes and real estate in Port Jefferson, Stony Brook, Setauket, Miller Place, Smithtown, Mt. Sinai, Rocky Point, Port Jefferson Station. North Shore of Long Island.

ePro Equal Housing MLS REALTOR SRES wcr

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